Establishing Fault and Liability
Many burn injuries from home fires could be prevented, leaving victims to piece their lives back together after such devastation. As they face the daunting task of rebuilding their homes, they are also burdened with mounting medical expenses and the loss of income during recovery. Dealing with insurance companies adds another layer of stress, as too many are hesitant to provide the necessary coverage, making it even harder for families to progress towards recovery and rebuilding their lives.
Identifying Types of Burn Injuries
The National Institutes of Health categorize burns as damage to the body's tissues resulting from exposure to heat, chemicals, electricity, sunlight, or nuclear radiation. Scalds, building fires, and accidents involving flammable liquids and gases are among the most frequent causes of burns. Handling fire or burn injury cases on your own could jeopardize the compensation you're entitled to receive. Victims often try to manage their property damage and personal injury claims independently, trusting that insurance companies will provide timely and fair settlements.
Working With Insurance
Insurance companies, driven by profit, aim to minimize payouts to increase their earnings from premiums and investments. Their priority often does not align with the best interests of fire victims, regardless of whether the fire resulted from a defective product, negligence, or poorly maintained property. These responsible parties have their insurers and legal teams to defend them. Having a skilled and assertive attorney like Philip Mullins on your side is crucial to safeguard your rights to comprehensive compensation.