Insurance Disputes

When you file an insurance claim, encountering disputes is common. Insurance serves as a financial safeguard for you and your family after an accident or event, with premiums paid to protect against various risks. Despite promises made during the policy sale, insurers may not always fulfill their obligations fairly, leading to denied claims, underpayments, delayed payments, or unreasonable demands for payout under the policy terms.

When It's Time to Call a Lawyer

Navigating an insurance dispute can be daunting, especially when you're facing delays, denials, or underpayments on your claims. Seeking legal representation from a skilled lawyer like Philip Mullins can significantly improve your outcome. A lawyer can help by ensuring your rights are protected, advocating on your behalf, and negotiating with insurance companies to secure the full compensation you're entitled to. For example, if your home insurance claim is unjustly denied after a storm damage, having a lawyer can make the difference between a rejected claim and receiving the funds needed for repairs.

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Types of Cases We Cover

Our firm specializes in a wide range of insurance disputes to ensure you're not left struggling with financial burdens after an unexpected event. We handle cases involving automobile insurance, including disputes over underinsured and uninsured motorist coverage, comprehensive general liability insurance, homeowner's insurance, life insurance, and umbrella and excess liability insurance. Whether it's a denied life insurance claim or a homeowner’s insurance dispute following property damage, we have the expertise to guide you through the legal process and fight for your rights.

Fighting for Fairness

Our firm operates on a contingency basis, meaning we only get paid if we win your case, and your initial consultation is completely free, allowing you to understand your rights without any financial commitment. With extensive knowledge in insurance coverages and a strong track record in handling insurance disputes, Philip Mullins brings nearly 30 years of experience to your side. We've successfully navigated the complexities of insurance claims, including drafting coverage opinions and representing clients in the North Carolina Superior Courts, Court of Appeals, and Supreme Court. Whether it's a breach of contract, declaratory relief, or insurance bad faith lawsuit, we're equipped to fight for the compensation you rightfully deserve. Contact us today to leverage our expertise in your insurance dispute.

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Take the First Step

If you're facing an insurance dispute and feeling overwhelmed, remember, you don't have to go through it alone. Contact us for a free consultation, and let Philip Mullins fight for the compensation you deserve. Our experience and dedication could be your advantage in securing a favorable resolution.